Graduate students should exhaust their federal Stafford loan eligibility before applying for a Graduate PLUS loan.
Eligibility

* You may be eligible for a Graduate PLUS loan if you are enrolled in school at least half time.
* A credit check is required.
* You must be a U.S. citizen or national, a U.S. permanent resident, or an eligible non-citizen.
* You must submit a FAFSA.

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